What is Smart Recurring Buy?
Smart Recurring Buy is an option that enhances a recurring investment strategy (DCA-type) by adapting the invested amount according to Bitcoin price trends, without requiring you to actively monitor the market.
How does it work?
Bitstack compares the current Bitcoin price to its 60-day moving average (an average that smooths out price fluctuations).
If the current price is below this average, the app increases your recurring purchase amount.
If the price is above it, the app decreases the amount.
The adjustment depends on the risk profile you choose in the app:
Conservative: possible variation of ±10%
Balanced: possible variation of ±20%
Aggressive: possible variation of ±30%
This feature helps you buy more when prices are low and less when they are high, while maintaining a disciplined and consistent investment approach.
How to enable the feature?
Open the Savings tab in the Bitstack app,
Tap Recurring,
Set up a recurring purchase by tapping Continue,
Enter the investment amount,
Select your payment method,
Choose the frequency, start date, and time,
Choose your risk profile (Conservative, Moderate, or Dynamic).
⚠ If you select your Bitstack cash account, it must be funded for the recurring purchase to be executed. You can add an alternative payment method so that funds are charged to your external bank card if the balance is insufficient.
How to disable the feature?
Open the Savings tab in the Bitstack app,
Tap Recurring,
Tap Disable at the bottom of your screen.
Why can the amount change?
If smart recurring buy is enabled, the displayed amount may differ from the one you initially configured, as it automatically adjusts according to Bitcoin price trends to optimize your investment strategy.