Bitstack Boost is a feature that allows you to earn a return on your euros directly from the app. Your euros are invested in the Spiko Amundi Fund Overnight (SAFO), a UCITS fund authorized by the AMF (French Financial Markets Authority).
The investment service is provided by Spiko Finance SAS, an investment firm authorized and supervised by the ACPR (French Prudential Control and Resolution Authority). Interest accrues daily and is automatically reinvested, without any action required from you.
Rates, fees and conditions
Interest rate: 2.45%* net of fees
Variable rate, not guaranteedFees: none — no deposit, withdrawal, or custody fees
Minimum deposit: €1
Maximum deposit: €25,000
Risk level (SRI) : 1/7 according to the European Synthetic Risk Indicator
Withdrawals: your euros are returned to your Cash Account on the next business day
Important: submit your withdrawal request before 12:25 PM Paris time for same-day processing.
Requests submitted after this time will be processed on the following business day.
How do I activate Bitstack Boost?
Open the Bitstack app.
Go to the Cash tab.
Select Boost.
Complete the steps displayed on your screen (Get Started, then Activate Boost).
Your Boost account is activated. Account opening usually takes less than 10 seconds (in rare cases, up to 24 business hours).
Transfer euros from your Bitstack Cash Account to Boost, starting from €1.
Your euros will begin generating returns from the next business day.
Is my money safe?
Bitstack Boost corresponds to an investment in the Spiko Amundi Fund Overnight (SAFO), a UCITS fund authorized by the AMF (French Financial Markets Authority).
The fund is managed by Amundi, Europe's leading asset manager.
BNP Paribas acts as the bank counterparty for the fund's transactions.
CACEIS, a subsidiary of Crédit Agricole, acts as the custodian bank and handles the fund's accounting.
PwC acts as the auditor and conducts regular audits of the fund.
The investment service is provided by Spiko Finance, an investment firm authorized and supervised by the ACPR (French Prudential Control and Resolution Authority).
Bitstack Boost is an investment, not a bank deposit. Returns are variable and not guaranteed.
As with any investment in a financial product, the invested capital is not guaranteed, and there is a risk of capital loss.
We encourage you to read the Key Information Document (KID) presented upon activation.
Who can use Bitstack Boost?
Bitstack Boost is available to holders of a Bitstack Cash Account residing in France. If you do not yet have a Bitstack Euro Account or if you reside outside France, the feature is not currently available.
Returns are variable and not guaranteed. Past performance is not indicative of future results. A flat tax applies to interest earned.