Stackback enables you to earn while you spend. You get up to 1% in bitcoin back on eligible card payments.
How does Stackback work?
All Bitstack cardholders users earn a minimum of 0.1% Stackback on card payments. No conditions. No activation required.
If you activate a recurring Bitcoin savings plan, your Stackback increases to 1% on part of your monthly spending. The more you save, the more you earn.
What savings unlock higher Stackback?
Only recurring Bitcoin savings plans unlock the 1% Stackback boost:
Weekly, monthly, or daily recurring Bitcoin purchases
The following do not unlock higher Stackback:
One-time purchases
Sell orders
Round-Ups
How does the 1% Stackback limit work?
Your recurring savings determine how much of your monthly spending earns 1% Stackback.
Monthly recurring savings | 1% Stackback on the first |
€60–100 | €200 spent |
€100–200 | €350 spent |
€200–400 | €700 spent |
€400+ | €1,500 spent |
Once the boosted amount is reached, cashback continues automatically at 0.1% for the rest of the month.
Which transactions do not earn Stackback?
Stackback is earned on card payments, but not all transactions are eligible. Transactions that typically do not qualify include:
P2P payments or account top-ups (e.g., sending money to friends or funding another app)
ATM cash withdrawals
Manual cash withdrawals at bank counters
Payments to fund accounts (e.g., transferring money into your Bitstack account)
Gambling or cash-like transactions (e.g., buying casino chips, money orders)
Certain transfers or investment operations that are not regular card purchases
How is Stackback calculated each month?
In your first month, Stackback is based on the monthly equivalent of your active recurring plan. You don’t need to wait for the first automatic purchase. If you change your recurring plan, your cashback level updates accordingly.
From the second month onward, rewards are based on what was actually saved. Your cashback level is based on recurring savings executed the previous month.
Why is the Stackback designed this way?
Because Bitstack rewards financial discipline, not just spending.
Save regularly → earn more bitcoin → build long-term habits.